Home Loans

201 Liberty Street
Morris, IL 60450
815-942-0130 (Morris)
815-476-2817 (Wilmington)

Thinking about buying your dream home?

We've made it easy for you. A complete resource.

At Grundy Bank, we provide a wide range of home mortgage products, including fixed rates, VA, FHA, first time home buyer and adjustable rate mortgages (ARM's). Not sure which mortgage best suits you? We're experts at finding the mortgage for you! By defining your current situation, we will determine which of our mortgage products will best meet your goals.

15 Year Fixed Rate Mortgage:

Take advantage of today's low, low rates and quickly build equity in your home. The right mortgage for you if you can afford higher monthly payments. You'll build equity quicker and reduce your interest costs while enjoying the security of a fixed rate.

30 Year Fix Rate Mortgage:

You get a fixed monthly principal and interest payments that are lower than the 15 Year Fixed Rate's payment and a maximum interest deduction for tax purposes.

Adjustable Rate Mortgage:

You'll save money with lower initial interest rates, keep your payments lower, and maximize your buying power.

Whether you're buying your first or your tenth home, Grundy Bank can help you make the best purchase decision. If you have questions about what home you can afford, whether you should move or not, or how much you should put down, you're at the right bank!

Are you considering refinancing your home? Mortgage rates remain relatively low, which may make this a perfect time to consider refinancing. Review our guides and use our calculators to help make this important decision a little easier! This section is packed with all the tips and tools you'll need to make a clear and informed decision about refinancing.

First Mortgage Programs

Purchase a new home or refinance your existing loan with one of our many loan programs. Our programs include loans with as little as no down payments, loans with and without escrows for taxes and insurance, and loans without mortgage insurance. Whether you are a first time buyer, self-employed business owner, or an existing homeowner wanting to buy up or cash out on your present residence, we have the programs to fit just about every need. Please call Paul Wagner at 815-942-0130 or click here and leave us a message and we'll get back with you.